Ko-fi Pricing 2026: What You Pay
Ko-fi’s official 2026-10-21 capture shows Standard monetization at $0/month plus a 5% service fee and displayed Gold at $12/month with 0% service fee, while payment-processor fees also apply.
Captured prices by monetization area
| Captured monetization area | Standard | Gold |
|---|---|---|
| Receive tips | $0/month + 5% service fee | $12/month; 0% service fee |
| Offer memberships | $0/month + 5% service fee | $12/month; 0% service fee |
| Sell products | $0/month + 5% service fee | $12/month; 0% service fee |
| Take commissions | $0/month + 5% service fee | $12/month; 0% service fee |
Captured service-fee matrix
| Captured fee tier | Captured service-fee rule | Captured extras |
|---|---|---|
| Ko-fi free | 0% on tips; 5% on memberships, Shop sales and commissions | No advanced features |
| Standard (default for new creators) | 5% on all payment types: tips, memberships, commissions and Shop sales | Unlocks supporter-only content, scheduled posts, shorter page name and more |
| Gold | 0% service fee on displayed pricing card | Displayed at $12/month |
| Payment processors | Normal payment-processor fees also apply | Ko-fi says it never holds creator money |
Captured payment and payout rules
| Captured payment/payout boundary | Captured rule |
|---|---|
| Required payout account | Connect PayPal or Stripe because Ko-fi does not process payments |
| Direct payout | Earnings go directly to the creator’s own PayPal or Stripe account |
| Supporter methods | PayPal*, Apple Pay, Google Pay, Venmo*, Cash App, credit/debit cards and popular local methods |
| PayPal note | *Requires connecting a PayPal personal, premier or business account |
Captured included capabilities
| Captured included capability | Captured scope |
|---|---|
| Streaming | Tips and subscriptions with integrated overlays and chat bots |
| Discord | Exclusive roles and invites for supporters |
| Goals | Show supporters what contributions are funding |
| Exclusive content | Premium content for supporters or members |
| Messaging | Direct messages from supporters |
| Discounts | Discount codes for Shop or commissions |
| Embeds | Widgets, embeds and shareables for websites, blogs or WordPress |
| Polls | Interactive polls for supporters |
| Gallery and posts | Portfolio plus posts with text, video or audio |
Captured hidden-fee boundary
| Captured fee boundary | Captured rule |
|---|---|
| Service-fee cap | FAQ says service fees are no more than 5%, plus standard processor fees |
| No extra listed fees | No buyer fees, payout fees, marketing fees or other surprises |
| Account setup | FAQ says setting up a Ko-fi page is free and there are no monthly charges, while the displayed Gold card is $12/month |
| Processor costs | Standard card-processing and normal payment-processor fees also apply |
| Creator control | Creators connect their payment method and set their own prices, terms and supporter relationships |
Captured pricing and payout notes
The pricing table separates Standard and Gold. For both tips and the memberships/Shop/commissions group, Standard is displayed at $0/month plus 5% service fee; Gold is displayed at $12/month with 0% service fee.
The fee FAQ adds a more granular view: Ko-fi free has 0% tips and 5% memberships/Shop/commissions, while Standard—described as default for new creators—has 5% on all payment types and unlocks extra tools.
Ko-fi emphasizes direct payment. Creators must connect PayPal or Stripe, earnings go directly to that account, and Ko-fi says it never holds the money. Normal payment-processor fees remain separate.
The page also states there are no buyer, payout or marketing fees, with service fees capped at 5% plus processor costs. The displayed account-copy phrase “no monthly charges” and the $12/month Gold card are retained as separate captured statements.
Pricing and no-inference rules
Processor fee rates, currency conversion, tax treatment, Gold feature details not displayed, and reconciliation of the page’s free-account and Gold-card statements are not inferred.
Current Ko-fi offers
Dealuva publishes offers only after checking them against official sources.
Check the Best Deals page for current verified offers.